Travel Insurance

Travel Insurance when going Abroad

For Elective Cosmetic Surgery Travel Insurance and their Companions.


If you are traveling abroad privately for surgery, or traveling as a companion of anyone going for Elective surgery then you can apply for travel insurance by clicking the ACS banner on the right >> which takes you to their own website.
Once on the ACS website Please apply by clicking the “Get a Quote and Subscribe” button in the right hand corner of the page.

The European Health Insurance Card

The European Health Insurance Card Entitles travelers to free or reduced cost medical care in many European Countries on production of the completed form, (one for each person) which is available free of charge from your local Post Office.

It is valid in all European Union Countries as well as Iceland, Liechtenstein, Norway and Sweden.

Entitles travelers to free or reduced cost medical care in many European Countries on production of the completed form, (one for each person) which is available free of charge from your local Post Office.

The UK, together with all EU countries, introduced a new European Health Card

The new card and the booklet “Health advice for travelers”, can be obtained at the Post Office.  

You can also view and download the forms at Department of Health Web Site HERE


Your European Health Insurance Card (EHIC) does not cover going abroad for medical treatment. The EHIC is for emergency treatment that becomes necessary while you’re abroad. Find out more about what the EHIC covers.

As an NHS patient, you have the right to receive treatment anywhere in the European Economic Area (EEA). However, conditions may apply in some cases. Read about entitlements to treatment abroad.

There are two ways to access NHS-funded healthcare in other EEA countries:

  1. The S2 route (or E112)
    This is a direct arrangement between the NHS and the state healthcare provider in the country of your choice. Prior approval is required.
  2. The EU Directive on cross-border healthcare (or Article 56)
    Generally, you’ll have to pay the costs of treatment abroad and then claim reimbursement from the NHS when you return. Depending on the treatment, it may be necessary for you to obtain authorisation from NHS England before receiving treatment. Find out what types of services require prior authorisation (PDF, 72kb).

Each option works in a different way. Read a detailed description the S2 route and EU Directive on cross-border healthcare.

What if something goes wrong when you get home?

There is always a risk with cosmetic surgery from infection and complications when you return home, and these problems may not manifest themselves until a few days after your surgery. So what are your rights if you need treatment back home as a result of cosmetic surgery abroad?

Basically for UK residents having cosmetic surgery in a clinic abroad, complications from cosmetic surgery abroad will be covered by the National Health Service (NHS). This is highly controversial because complication from private surgery in the UK are not covered under this section of the NHS terms and conditions. The British Association of Plastic, Reconstructive and Aesthetic Surgeons has complained that the NHS provides ‘a safety net’ for patients going overseas, at the cost of more deserving cases who may need plastic surgery following cancer or trauma. However, it is unlikely that the public healthcare system in the UK will ever be in a position to ethically withdraw emergency treatment from cosmetic surgery patients who have had treatment overseas, or even successfully charge them for their care.

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